Well, it's only taken me a year since finishing my MSW, but I have started making steps towards being a financially responsible adult. Since my parents have left, thoughts of "What will I do in two years?" have started crossing my mind, and, upon the realisation that I will be just a few months shy of being 30 when I leave here, I decided that whatever I end up doing, it would probably be best to be doing it with some savings in the bank. It would seem that many of my friends have been buying houses, planning to have kids and doing other very adult things, and it has made me feel slightly panicky.
So, after debriefing all of this to my fiscally responsible fund-raiser friend Lisa, she gave me some very helpful tips and emailed me a budget plan - I just have to fill in the numbers and stick to it. It certainly can't be that hard...can it?
At lunch today I went to the bank to make an appointment to change some of my accounts around, and left feeling very responsible and very grown-up. I even bought a reduced-price loaf of bread for lunch to celebrate...
It's a little scary to think about being grown up and responsible. I'm in the same boat - friends buying houses/condos, getting married and having babies. So I, like you, decided to get my finances in order as my first step. The banker I've been dealing with, however, is a flirtatious and attractive man who keeps trying to talk me into investing in mutual funds. I try my hardest not to give in to his wiles!
ReplyDeleteEnjoy your reduced-price bread...it goes well with reduced-price jam...but I wouldn't buy reduced-price milk to go with it.
Dree & Millie ;)
Mark - my darling friend - I was being serious! I miss finding ways to save money with you!
ReplyDeleteAndrea - don't fall for the flirtatious banker - he's trying to flirt his way into a sale. You can do so much better than that! Mmmm...reduced price jam...
Ciaran, I think we've gone to the same financial management school! I've tried the envelope method too! I thought I was the only one to have the processing panic!!!
Guys, I feel so much less alone now!